With Pay by Phone casinos, their name does exactly what it says on the tin: you can make deposits thereby paying on your mobile phone either with a text message or a quick call. Lots of people are realizing the advantages of online sites like this and they’re becoming increasingly popular. This way of funding trusted online casino accounts is becoming one of the fastest and most reliable banking methods.

Essentially, Pay by mobile systems charge their fees directly onto a customer’s mobile telephone bill. It doesn’t matter if the player has a pay-as-you-go contract or a monthly contract. For people on pay-as-you-go who want to find mobile phone games you can pay by mobile bill, the deposit amount is taken off the credit balance instantly while those on a monthly contract will have the payment coming off their next bill.

In this article, we’ll go through:

Our Top Rated Pay by Phone Casinos – January 2023

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What is Payforit and How It Works

⏰ Deposit Time: 24 hours
⏰ Withdrawal Time: 24 hours
📉 Fees: No fees
🎰 Number of Casinos: 20+

Payforit is a Pay by mobile scheme whereby players can use online gambling sites by paying through their mobile phones. This scheme was set up originally by four big mobile operators in the United Kingdom – O2, Vodafone, Three, and EE. Through this, people can pay for things directly from their mobile phone, and the amount is charged to their bill. When using an online casino with Payforit, things are charged differently depending on if the mobile phone bill is PAYG (pay as you go) or a monthly bill.

If the mobile phone is pre-paid, the amount will be deducted straight away from the person’s credit. For a monthly plan, the charge comes off their next month’s bill.

In terms of functionality, there are two ways Payforit mobile casinos work. It can be through Wi-Fi billing or single-click billing. Single-click billing is the most common and it works when a person browsers a website while using mobile data (and not on WiFi). The charge is immediately added when the person clicks to pay. The person’s mobile number is detected automatically because they’re using mobile data.

When a person is connected to Wi-Fi, Payforit is a little more complex because you can’t detect the mobile number through the connection. In this case, Payforit will ask the person to enter their phone number. With the mobile number entered, a text to confirm will be sent. This will contain a code that needs to be added into Payforit to confirm the number and authorize the payment.

To use a pay by mobile casino sites, players need to choose “Payforit” whenever they wish to deposits funds. Depending on the service used, players will need to follow a series of steps to confirm their payments. There will be a few steps to follow. Typically, players will have to input their phone number alongside their casino credentials.

Pay by Phone gambling sites are pretty simple in the way they work. There is, however, a misconception that this payment method entails calling up and providing credit card details over the phone. This isn’t how Payforit service works, and if an online casino wants you to do this, you should be very wary.

Mobile pay casinos work by charging your deposit amount onto your mobile phone bill. Rather than paying by credit card, PayPal, cryptocurrency, or a bank transfer, for example, you’re using your mobile phone provider as a third party.

The first thing you need to do is open an account with the Pay by mobile casino. You can’t deposit funds if you don’t have an account. Usually, this will be a quick process.

How to Make a Deposit Over the Phone Bill

After you’ve created an account with the Pay by mobile casino, you can fund a deposit with your smartphone. It doesn’t matter the brand of your device or your operating system, all types of phones will work in the same way. You don’t need to provide any bank details or credit card details.

Let’s look at some step-by-step instructions to use Pay by mobile:
  1. Go to the deposit page of the casino. There will be option to pay by SMS or mobile.
  2. When you have selected this option, you’ll see the information about Payforit and will choose the amount of money you want to put into your account.
  3. You will be prompted to input your phone number and verify all of your details.
  4. You should receive an SMS on your phone about the payment and you’ll need to send a reply to affirm that you would like this payment to go through.
  5. Once confirmed, you’ll receive another text to confirm you have made the payment.
  6. With your payment confirmed, you can use the casino and play on your choice of game.
  7. When your phone bill comes, you’ll see the amount you paid on there.

How to Withdraw Money from Pay By Phone Bill Casinos

Deposit by phone bill casino is the only option, you are not allowed to withdraw cash this way. Suppose, for example, that you play mobile casino games you can pay by mobile bill and win $4,000. If you try to add the winnings to your phone bill, It just wouldn’t work.

Pay by mobile phone casinos are equipped with lots of other ways of withdrawing winnings. Players can usually withdraw to a bank account, online casinos that accept Neteller, PayPal, Skrill, credit card, debit card, and e-wallets. Some sites that offer Pay by Phone, do let you both deposit and withdraw to Apple Pay casinos.

Typically, e-wallet withdrawals happen, you’ll receive payments either instantly or within a matter of hours. Withdrawals to bank accounts can take up to five business days. So, if you want access to funds quickly, e-wallets are the way forward.

Oftentimes there is also a maximum withdrawal limit per week or per month for pay by phone bill sites – this varies depending on the platform, but it is usually around $5000 per week.

Here is a simple set of instructions for withdrawing via a pay by mobile casino:
  1. Login to your casino account.
  2. Navigate to the banking or withdrawal page of the casino.
  3. Select the withdrawal method i.e. Visa, PayPal, Neteller, etc.
  4. Input the relevant account details or follow the instructions from the third-party pop-up.
  5. Enter the withdrawal amount.
  6. Check your details and amount and submit the withdrawal request.

Bonuses at Mobile Pay Casinos

All casinos online look at ways they can maximize profits and save costs. Processing payments is one of the biggest expenses gambling websites face. A lot of card processors charge between 10% and 13% for each deposit made and so seeking alternative payment methods is in the casino’s interest.

Pay by Phone is a lot cheaper for casinos to process, which means they frequently give players extra bonuses for choosing to transfer deposits with this method.

Typical bonuses you might see include welcome bonuses, reload bonuses, no deposit bonuses, and cashback.

Welcome bonuses are exclusively offered for new registered users. Oftentimes this will include a cash bonus based on your initial deposit amount. For example, a 200% matched deposit bonus up to $1000. Welcome bonuses may also include free spins on popular slot games like Thunderstruck II and Book of Dead.

On the other hand, reload bonuses are awarded to existing customers who are in need of a cash injection. These are typically available periodically and when a player has a low or zero account balance.

Lastly, many pay by mobile casinos also utilizes free spin bonuses. These usually deposit bonuses that give you a set number of free spins on a range of popular video slots.

Pros and Cons

As with all casinos, Pay by mobile casinos have their advantages and disadvantages. Let’s take a look at some:

Easy – Pay by mobile is convenient and simple.
Common – this payment method is used frequently by other sites and stores so players might be familiar with this.
Quick – payments are processed really quickly. Funds are typically available for players to use instantly.
Secure – players don’t need to give out their banking or credit card information.
Pay later – players don’t have to have the funds upfront as the bill will come later. This means that players can transfer funds before pay day arrives and pay the bill afterward.
Anonymity – Lots of gamblers like being anonymous when they’re online. Since only a phone number is needed, players can be as anonymous as they wish.
Responsible gambling – many casino sites put limits on how much you can pay with Pay by Phone deposit methods.
Spending – making deposit with phones, players can’t track their spending as easily as they have to wait until their bill arrives.
No withdrawals– It is only available for making deposits. To make withdrawals, players have to choose a different payment method.
No refunds – mobile phone operators usually don’t refund any accidental purchases that were made using Phone bill payments.
Getting into debt – since payments are made when the phone bill arrives, it is more difficult to manage finances because they don’t leave your bank account straight away and could be forgotten about.

Are Pay by Phone Casino Sites Safe to Gamble?

Phone bill deposit casinos are plentiful and there are very few issues with security. Thus, these sites are really safe and there are hundreds of thousands of phone bills transactions per year. Many gamblers prefer to use this method of payment due to the low fees compared to players who use debit cards, credit cards, and online PayPal casino.

Players who use Pay by mobile to upload funds to their online account only have to provide their phone number and verify it by replying to a text. This means that players have an extra level of security because they never have to divulge their bank account information or debit or credit card number. Making a deposit with your mobile casino account means all of your banking information and card numbers are out of the picture. Players can be confident that they don’t need to share their secure data with a third party and all that is shared is the number itself. Apart from confirming the payment via text message, there’s nothing to do.

Pay by Phone casino games also protect themselves against theft and fraud with extra security layers on their accounts. It’s possible to create an additional password in case someone was able to compromise your phone number or handset. So, even if someone were to have your phone, they wouldn’t be able to access your casino account without the extra password.

All of these reasons are what make casinos that use Pay by mobile appealing to players. It’s worth noting that Payforit and other Pay by Phone methods are not exclusive offers – there are many sites that use these as a payment method.

There isn’t just one Pay by Phone method used by casinos so it’s important to know the methods you might see so that you know you can trust them. Let’s take a look at some common ones:


Another company offering Pay by mobile facilities is Payforit. This is a fast-growing payment method that charges no extra fees. Players can deposit money at their favorite online casino in a matter of clicks. The majority of online casinos will accept Payforit and it is one of the most popular payment methods for players who live in the United Kingdom. It’s also possible to use pay for it casinos in Canada too.

Payforit is similar in function to Zimpler and Boku. To use it, simply visit the Cashier area of your chosen online casino and select “Payforit” when prompted to choose the preferred minimum deposit online casino method. This will then prompt you to put in the desired amount and phone number. Payforit has no fees when used in the best online casinos but there is a limit that is usually $30/£30 per transaction. If you’re a high-stakes player, you’ll probably want to pay differently but for the casual player, Payforit is ideal.


Boku is a well-established payment method and is probably the most well-established of all phone casino deposits companies. This payment method is available worldwide and almost all online casino websites will accept this. Countries accepting Boku include the UK, Canada, New Zealand, and Australia as well as the majority of countries in Europe.

If you see Boku offered by the Pay by Phone casino, you should expect the process to be both secure and simple. To use this, you’ll have to input your phone number and choose how much you would like to deposit into your betting account. After you’ve done this, you will receive a text asking you to confirm this payment. After confirming, you’ll see the cash appear instantly in your online betting account.

There is usually a limit of around $30, which is standard for this type of deposit without paying any fees.


Zimpler is a new payment company to arrive on the online gambling market. This payment method is available in the UK, Sweden, Finland, and other European countries. It’s a very safe system that sends you a text message to confirm all of the deposits made.

If Zimpler is available where you live, it comes highly recommended for making safe and secure Pay by Phone deposits at online casinos. The company is Swedish and has become one of Scandinavia’s most popular payment methods using a mobile. The company plans to expand to dominate the phone payment method in the whole of Europe. They’re constantly seeking ways to improve their service. One such example is their feature ZimplerGo. This allows players to bypass the casino’s registration process and create their accounts directly with Zimpler instead.

Depositing funds online through Zimpler is easy. All you need to do is input your mobile telephone number and follow the on-screen instructions. Finally, Zimpler is both flexible and free to use. With this company, you can also set deposit limits and use the platform’s perks too.


Are Pay By Phone Casino Sites Safe?

Yes. Casino sites using phone bills payment methods are secure and safe. However, you should always be cautious when using any pay with your phone bill on online gambling website. Firstly, make sure that the website has a license and is allowed to operate and win real money. Secondly, check out customer reviews on third-party, independent websites. Finally, investigate the online gambling site’s reputation by double-checking it hasn’t been blacklisted anywhere.

Can I Make a Deposit at Online Casinos By SMS?

No. It is not possible to pay by text message per se, but it is possible to use casino phones billing systems like Payforit, Zimpler, and Boku. There are lots of casino online sites using these methods and it is an excellent way of simplifying the deposit process and saving fees all round.

Players might see different names for mobile phone payments. These include Pay by Mobile, Charge to Mobile, Charge to Bill, Mobile Pay, Phone Bill casinos, Direct Carrier Bill, Pay Mobile Casino, Pay by SMS. However, all of these are the same thing under different names.

How Fast Are Mobile Payment Transactions?

Pay by Phone payment transactions are some of the quickest available. Money will appear in your online betting account almost instantly. The funds will be there to play within under one minute. Some sites might have a very slight delay depending on their processor but it tends to be among the fastest ways of depositing funds into an account.

Are There Any Fees On Deposits And Withdrawals?

The majority of mobile phone providers won’t charge fees for paying with a phone transaction as long as you don’t forget to pay your phone bill before it’s due. However, you should always check with the service provider just in case.

Which Casinos Accept Mobile Phone Payments?

There is a huge range of online casinos with phone bills in the UK, Canada, U.S., Australia, and New Zealand that accept such deposits. Other countries, particularly in Europe, are also beginning to adopt this payment method thanks to the low fees.
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Robert Miller
Site editor at casinohex.org

Robert is an editor at CasinoHEX.org. He checks dozens of online casinos daily. Robert’s career as a professional gambler started almost 7 years ago.

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