If you are searching for a high-quality casino to indulge in online baccarat for real money, you’ve landed on the right webpage. Down the page, you will find an exhaustive collection of the top-notch online gambling venues with all the existing versions of baccarat, as well as a guide on how to play baccarat and what strategies to apply to maximize winnings. Whether you are interested in live baccarat, Chemin de Fer, Baccarat Banque, or Punto Banco, you will find lots of useful knowledge to grab with you to the best baccarat real money casinos of today. To warm you up a little, let’s start with a short notice on why you should be interested in baccarat at all:
📌 The lowest house edge of only 0.5972%; 📌 The most played of all games in land-based casinos & widely popular online; 📌 Several basic game versions + side bets for experienced players.
No matter whether you play baccarat from your PC, mobile via apps, or tablet, you are guaranteed to get the smoothest gambling experience with lots of deposit and withdrawal options & round-the-clock support at the best new and reliable casinos from our shortlist. Just learn the baccarat basics using our guide and share the pleasure of gambling with millions of new players making their first steps in the world of baccarat.
Best Baccarat Real Money Casinos
Quick Rundown in Baccarat History
You don’t necessarily have to know the detailed history of baccarat to get the hang of this unpredictable game of chance and successfully play baccarat online, but anyway let’s shed light on the origin of baccarat. Though there are still debates on whether baccarat dawned in Italy or France, most historians tend to believe that that was Felix Falguiere, an Italian gambler, who created the game which was later brought to France and popularized there. At the turn of the 15th century, France knew only two baccarat versions – Chemin de Fer and Baccarat Banque, but with time another one called Punto Banco popped up. As it usually happens, the baccarat casino game was basically the game of elites and only at the end of the 19th century it was shipped to America to continue the global expansion.
No doubt, online baccarat has started a new chapter in the history of the card game and who knows what novelties are yet to be brought to baccarat by punters playing baccarat online for real money or with demo credits.
What is the Point of Playing Baccarat?
The baccarat game is simple yet quite peculiar. The game has two sides playing against each other for real money – the tplayer and the banker. Regardless of which baccarat online casino and version of the baccarat real money game you play, this rule always holds true – the player against the banker. The goal is to get 9 or as close to it as possible. The cards count as follows: 2, 3, 4, 5, 6, 7, 8, and 9 carry their face value (2 counts as 2; 9 counts as 9); 10, Jack, Queen, and King have a 0 value; Ace is valued 1. If the total number is greater than 9, only the last digit counts (for example, 18 is counted as 8).
The game has 3 possible outcomes: the banker wins, the player wins, tie. Banker’s hand pays 95%; the player’s hand pays 100%; tie pays 800%. Once the player makes the bet, the game starts and the banker issues two cards face up to himself and the player, and the hand closest to 9 wins. This is the basic rule, but there are a few nuances:
- The player always stays on 6, 7, 8, and 9, meaning he cannot add more cards to the two cards he already owns. Otherwise, the player gets another card;
- When the player stands, the banker draws another card if the total on his previous cards is 0 to 5;
- In some baccarat versions, the player can choose whether to stand or draw at a score of 5.
The best baccarat casinos offer at least 3 basic versions of baccarat – Chemin de Fer, Baccarat Banque, and Punto Banco – all with slightly different rules but the same core.
Learn What Real Money Baccarat Players Are Saying
Since you are most likely new to the baccarat online game, you may wonder how big it is compared to other games of chance, as well as what professional players say about baccarat. Well, numbers always talk louder than words: over the last 15 years Macau casinos have made more than 88% of their 33.2 billion profits from baccarat – quite impressive, huh? The same applies to Singapore, Last Vegas casinos, and online casinos as well. The card game is so generous and the house edge is so thin (1.2% on average) that casinos are afraid of baccarat, claiming it to be risky for their budgets. The scale is grandeur: professional players can bet up to $500 000 on a single hand and bankrupt the casino if, say, this was the tie bet that paid off. Most novices tend to choose slots over table games, but once they reveal all the beauty of baccarat in online casinos, they usually turn to baccarat games on second thought and remain there for a long time.
Different Kinds of Real Money Baccarat to Play
You are free to select from the simplest to the hardest online baccarat version, but we would recommend starting with Punto Banco since this is a simplified version of baccarat online games with no optional plays (that is, you won’t have to decide on whether to draw an extra card). And if you know the game well, feel free to challenge your luck at Chemin de Fer, Baccarat Banque, or baccarat games with side bets.
⭐ Live Baccarat
Live casinos have taken the online industry by storm to become a real breakthrough in online games. The wave of live casinos engulfs more and more territories: thus, the leading provider of casino games Evolution Gaming has launched its Live Casino Games in Pennsylvania, and much more new territories to come. Well, such a tempo has a simple explanation: just imagine yourself reclining in the chair and enjoying the best experience of real money baccarat live casino games…sounds tempting, huh?
In any baccarat real casino live emotions take over since you are literally playing in a land-based casino except for everything is virtual. The same atmosphere, the same charming girls, the same winnings odds…but from the comfort of your home! Online dealers are trained professionals and the gameplay is as smooth as if you’d play in the best land-based casinos of Las Vegas or Macau. Live baccarat, multi-camera baccarat, live speed baccarat, live baccarat with side bets, and other adaptations of baccarat are at your service at the best live baccarat casinos that you can find on our website.
⭐ Chemin de Fer
If you love to compete and think you can excel in online baccarat for money, you are welcome to try Chemin de Fer, the first version of the baccarat gambling game famous for the fact that punters compete against each other. Once the game starts, one punter takes the role of the banker and establishes the stake high enough to cover the other players’ bets. The banker is assigned by the croupier and rarely changes unless he decides to quit or just loses all his money. The banker’s bet is followed by the punters’ bets, which can equalize the banker’s bet but cannot exceed it. In Chemin de Fer, the highest bettor plays against the banker on behalf of all other players he can decide if he wants to draw one more card at a score of 5. The 5% commission applies to all bets on the banker’s hand.
⭐ Baccarat Banque
Baccarat Banque was created in parallel with Chemin de Fer online baccarat game and therefore can be considered one of the oldest baccarat versions. It was and remains to be extremely popular in European casinos, especially French. All in all, Baccarat Banque is quite similar to its peer Chemin de Fer except for
- punters do not play against each other;
- the banker does not have to cover the bets of other players;
- the banker issues two hands to the player instead of one hand in Chemin de Fer.
Players can wager on the highest bettor (the player) or the banker whereas the banker can only bet on himself. Both hands play separately and do not interact in any way – that is, the player can win with one of his hands and lose with the other one, or both hands can win or lose. You can play Baccarat Banque along with other online casino baccarat types on our website – just click on the game you love and play it for free or real money.
⭐ Punto Banco
Punto Banco is an American version of baccarat available in the lion’s share of online baccarat casino halls and is a perfect game to start with. If you do want to play baccarat games but feel confused when you have to decide on whether to take an additional card or stick with the ones you have, choose Punto Banco – a baccarat version with no optional plays. Punto Banco can be played by up to 12 players which bet on the player (the highest bettor) or the banker. The rules are similar to Chemin de Fer: the hand with the score closes to 9 wins. Winnings are paid 1:1 except for the commission of the casino, usually 5%.
Ways of Playing Real Money Baccarat Successfully
Just like any other game of chance, baccarat does have its strategies, both unique and borrowed from other games, but none of those can guarantee you profits. Regardless of which baccarat games online you play, there’s no win-win recipe. On the other hand, some ready-made strategies perfectly suit newbies because they minimize the risks and turn the odds in the punter’s favor to a possible extent. And one more thing before we proceed to review baccarat strategies: please, never ever try to cheat the casino, even if you are of royal blood and even if the plan is elaborate and sophisticated – the casino always detects fraud and thereby you risk ending up empty-pocketed and with a destroyed reputation at best. If you don’t want to lose by any means, we would recommend playing baccarat online with demo credits.
📚 One-Sided Strategy
As you know, all types of casino baccarat games have three possible outcomes – the banker wins, the player wins, or it’s a tie. The one-sided strategy is the simplest of all baccarat gambling strategies for it suggests you to make bets only on the banker or the player. That’s it. According to numerous emulations of the game process, both the banker and the player almost inevitably have an advantage in some phase of the game after 2 baccarat shoes (a shoe typically contains 6 or 8 card decks). There’s a 3:1 chance that by betting only on the banker or the player, you will be in profit during 1 out of 2 shoes, and a 4:1 chance that you will reach the breakeven point. Simply put, it’s all about taking profits and finishing the game at the right time since statistics say that the one-sided way of betting gives you the upper hand in 8 or 10 baccarat shoes.
📚 Paroli Strategy
Paroli is the simplest strategy based on a positive betting progression. It is used by players willing to minimize their losses while maintaining a decent chance to leave the real money baccarat table with a profit. The gist is to win three times in a row while doubling the bet after each win. The betting starts with 1 unit of money (that may be $1, $10, or $100 depending on your budget). If you lose, you start all over again; if you win, you double up your bet until you succeed 3 times in a row, which will give you 7 units of money. The mathematical essence of applying the Paroli strategy to online baccarat games is to reduce the risk at any stage of the game to 1 unit of money only (that is, if your initial bet is $10, you never risk more than $10 at a time). The mathematical sum of all possible outcomes in the strategy is 0, but the ratio of negative to positive outcomes is 5 to 2, so be ready to lose more frequently and win more money at a time.
📚 1-3-2-4 System
Another baccarat casino game strategy with units of money is the 1-3-2-4 system, which is a safer version of its 1-3-2-4-6 predecessor and used in games with even chances like roulette (black vs red) and baccarat (the banker vs the player). Unlike 1-3-2-4-6, the adjusted 1-3-2-4 system leaves you with winnings even if the last 4th bet is a miss. To play baccarat with the 1-3-2-4 strategy, make the 1st bet with 1 unit of money and if you win, go ahead to the 2nd bet with 3 units of money and so on until you win the 4th bet and re-start the strategy with 1 unit of money; anytime you lose, go back to the start as well. The main point is that by winning the first two bets, which is expected in 25% of cases, you stay in profit even if the rest bets fail; by successfully completing the sequence of 4 wagers, which is 1:16, you multiply your initial bet by 10 times.
Get Hold of the Tips Before Starting the Game
If you are willing to play baccarat real money and excel, you should first try it out with virtual credits. We have collected 5 best tips on how to grab the most out of what an average baccarat casino can offer. It all starts with picking a worthwhile gambling venue to play with real money and expands to choosing and refining your strategy and having guts to stop at the right moment. Although it’s not possible to beat the casino in the long run, the best baccarat players know when to leave the table and take hilarious wins with them. Go ahead, apply the knowledge given below to practice in the free mode and proceed to the real-money game once you feel ready.
💡 Basics Rules Are Never Pointless
No matter how good you are at baccarat, you should start by picking the right table at the right casino since that choice affects your odds dramatically. Depending on the version, the baccarat game for real money can be played with 1, 6, or 8 decks and charge a 5% or 4% commission on bets on the banker. The house edges for bets on the banker at 1-deck, 6-deck, and 8-deck baccarat are 1.01%, 1.0558%, and 1.0579% respectively. The house edges for bets on the player at 1-deck, 6-deck, and 8-deck baccarat are 1.29%, 1.2374%, and 1.2351% respectively. Tie bets are the worst, so don’t even consider them when you play baccarat online in Canada or elsewhere.
💡 Choose Your Strategy
Not for nothing have we provided you with the baccarat online casino games strategies. The best you can do is practice those in the demo mode and then apply them to real money games. Whether you stick to negative or positive progressions, one-sided bets or the patterns that you’ve found on your own, you should first give it a go in a tentative play with free credits. And even after you verified the strategy, we would recommend you to start with the smallest wagers since emotions in the real money game are just on the next level and therefore easily can blur your mind. Don’t put the cart before the horse.
💡 Be Careful With Your Tie Bets
Tie bets are fun and all, but anyone who is sane would never consider betting on a tie in a real-money game. Avoiding tie bets is recommended by all baccarat experts since the house edge is indecent 14% to 15%. In other words, you are expected to lose about 15$ out of $100 bet on tie outcomes in the long run, which is by dozens of times worse than betting on the player or the banker. If you want fun, then better try one of the side bets offered by online baccarat casinos, or even better – play bitcoin live baccarat to experience a full-fledged gambling process and true immersion in the life rhythm of a land-based casino.
💡 Betting on the Banker Is Always the Right Move
If you wonder which side to stick to in the game of baccarat online, that’s definitely the banker. Even though casinos charge an extra 5% (rarely 4%) fee on banker bets, these are the best with the lowest house edge of 1.01% to 1.0579% for 1-deck, 6-deck, and 8-deck baccarat games with a 5% banker fee and only 0.5972% and 0.5993% for 6-deck and 8-deck baccarat games with a 4% banker fee. The odds do not change whether you play live baccarat online or any other version of baccarat.
💡 Watch Your Bankroll, It Is Important
In fact, playing live bitcoin baccarat, American baccarat, European baccarat, or any other version of this game is similar to tossing a coin or playing the Gamble Game in slot machines: you cannot predict the outcome whatever skills you possess. That makes the baccarat card game complicated and requires you to keep track of your bankroll, especially when you utilize strategies that rely on units of money. If your gambling account is becoming thinner and thinner, it’s better to take a break for a while and get back on track once you re-consider the bigger picture. Do not let emotions ruin your game.
They Have The Best Baccarat Real Money Play Rounds
We all know how hard it is to find a worthwhile online baccarat casino when you lack experience. That is why we compiled a list of top-notch gambling venues where you can play baccarat casino games for real money or virtual credits. But that’s not all: we’ve reviewed 5 best baccarat casinos exclusively for our readers so that they can get some insights on high-profile online gambling venues.
JackpotCity Casino is known for its whopping welcome packages and live casino games, including a few versions of live baccarat for real money. We all know that the game of baccarat tastes best when gambling is close to real. Live casino is not necessarily the option to start with, but sooner or later you will feel the urge to try live baccarat games. And once it happens, live baccarat at Jackpot City will be at your service along with a breathtaking 100% welcome bonus up to $1600 split into four rewards on the first 4 deposits, $400 each. Among other perks are prize-packed promotions, match promotions, VIP rewards, and loyalty points. Grab the one to your taste and become an honorable citizen of the city of jackpots.
Whether you will go wild over winnings or lose it all at GoWild Casino is totally up to your luck, but at least you should try to play baccarat online for money at this generous best online casinos in Canada. You can play regular baccarat and Baccarat Squeeze after getting a head start with a tempting 100% welcome offer (+33 free spins) and a bunch of other perks. Aside from live casino baccarat games, the gambling venue employs 3D baccarat, Punto Banco, and Baccarat Gold, each one with unique features. So why don’t you take one of the luscious bonuses available at GoWild, play it through, and then withdraw your first winnings?!
It’s never a problem to find online baccarat in Canadian casinos, but it’s even better when you get a boost from the very start. And that’s quite possible if you manage to play through your bonuses as many as 50 times at SpinCasino. Try to guess who wins the next time – the player, the banker, or it is a tie – and improve your winning odds with the best strategies on live online baccarat games. As for the casino treats, SpinCasino rewards the first 3 deposits with match bonuses up to €400, as well as it runs a daily bonus boost, an award issued to the best casino punters on a daily basis.
📌 SIA Casino
If you are searching for a time-tested casino to play baccarat online while not interested in bitcoin baccarat gambling sites and other high-end venues, you will be more than pleased with what SIA Casino offers. Being in the game since 1997, it employs all baccarat versions, including live baccarat, though it cannot boast of any promotional offers except for a welcome bonus. That said, the credibility that SIA Casino has gained during the years of operation makes it one of the best places to play baccarat online for real money or virtual credits. With a noticeable focus on Canadian players, the casino supports plenty of deposit options (EcoPayz, Neosurf online casinos, Paysafecard, etc.) so that international gamblers feel comfortable as well. Don’t even dare to miss this unique casino that combines classic gamble games and sports betting!
You wouldn’t pass a casino that offers a few baccarat versions along with an abundance of promos & perks, right?! If so, feel free to register and get your boost at Playamo, a reputable international bitcoin casino that supports hundreds of slots and table games, including online baccarat for real money and bitcoin. Yeah, you can now bet with your favorite crypto at your favorite casino! To play baccarat games longer for real money, take your time to research the bonuses at Playamo, namely the rewards on the 1st and the 2nd deposits, Friday Reload bonus, Monday free spins, and High-Roller Bonus. Grab your baccarat bonus and plunge into the world of live baccarat at Playamo!
And This Is How We Chose Them
There are plenty of factors to take into account when picking a baccarat online casino: whether you play baccarat casino games for real money, slots, roulette, or scratch cards, you must be interested in the trustworthy software, plentitude of banking options, lucrative bonuses, VIP programs, and the overall credibility of the casino. And that’s exactly what we have taken into account when ranking our baccarat casinos!
- Trustworthy software. Not only the sifted out casinos are trustworthy, but many of them run ‘Provably fair’ software, allowing gamblers to verify the outcomes. In fact, the ‘Provably fair’ system mathematically excludes rigging.
- Plentitude of banking options. Most casinos provide more than a dozen banking alternatives, including e-wallets, prepaid cards, mobile payment systems, and cryptocurrencies.
- Bonuses. You can find welcome bonuses, match bonuses, VIP programs, holiday and weekend bonuses, high-roller discounts, and more perks at the shortlisted casinos. Also, we have included some no wagering casinos to the list.
- VIP programs. If you play online baccarat for real money, prefer big stakes, and use a high-roller gambling style, VIP programs are what you need to get the deserved free money and spins.
- License and security. We work only with the best online baccarat casinos, all licensed and legal in respective jurisdictions. A fair share of represented casinos own international security certificates.
Pick your favorite baccarat game casino right now!
Online Baccarat FAQ
📌 What are the advantages of real money baccarat?
- First and foremost, the real money baccarat online game recharges you with emotions that you lack in everyday life. Secondly, real money games are always a chance to win big or small amounts of money depending on your stakes and luck. Last but not least, real money 1-deck baccarat at a casino that charges a 4 % commission on banker’s bets provides a very low house edge of 0.5972%% and thereby almost equalizes the player’s and the casino’s odds. For better or worse, though, it all starts with picking reputable baccarat casinos, so don’t miss to browse through the handpicked casinos available on our website.
📌 What is the best online casino for baccarat?
- There are at least a few important factors to take into account before you start playing real baccarat online: the version of the game (live baccarat, Chemin de Fer, Baccarat Banque, Punto Banco, etc.), credibility/security/privacy of the casino, number and generosity of bonus offers, and diversity of banking options. But let’s speak numbers: the lowest advantage a 5%-casino can get over the player is 1.01% for the 1-deck baccarat. However, this one is very rare and more often you will see 6-deck and 8-deck baccarat shoes with the respective house edges of about 1.05%. All versions of online casino live baccarat for real money are available on our website. Just one click and you’re there!
📌 What is the maximum bet at the baccarat casino?
- The maximum and minimum betting limits are established by the casino and therefore vary in a broad range. Depending on the casino, you play baccarat with literally any limits, from a ‘few pennies – few dollars’ to ‘dozens of dollars – thousands of dollars,’ so you shouldn’t worry about the upper betting limit. Instead, we would recommend you to manage your bankroll wisely, especially if you stick to a certain strategy and don’t want emotions to take over. Note that any online baccarat game is available with virtual credits so that you can practice as much as you need before spending real money on the game.
📌 Can I try playing baccarat for free?
- No matter which version of baccarat online you are going to play for free, you can find an appropriate casino for this. However, while some casinos allow you to play for free without registration, other venues require registration, and some casinos do not provide the free play mode at all. That said, you can play all baccarat versions for free at most online casinos gathered on our website.
📌 Is there a live baccarat game with real bets?
- Sure, you can always play online baccarat in live casinos for real money. Live real money casinos enjoy popularity among all baccarat players regardless of the type of the game. Punto Banco, Chemin de Fer, Baccarat Banque, baccarat with side bets, and other versions are available in the live mode at dozens of online casinos. Note that live baccarat games are available for real money only. A list of live casinos with baccarat games is accessible up the page.
📌 Can online baccarat games be rigged?
- Theoretically, any online casino game run by the Random Number Generator can be rigged, but that’s not possible with accredited baccarat online real money casinos since they use the licensed software and do not interfere with the game process. Moreover, some bitcoin casinos utilize the so-called ‘Provably Fair’ system, which allows players to verify the outcomes. So if you are willing to play in baccarat casino and then check the game outcomes, welcome to the bitcoin baccarat casinos represented on Casino HEX.
📌 Is there a point in trying out strategies for baccarat?
- Tying out different strategies in baccarat definitely makes sense even though no strategy can guarantee you an advantage over the casino.
- First of all, having a strategy means knowing how to act in this or that case;
- Secondly, you can pick a pattern depending on whether you want to maximize winnings, minimizes losses, or something else;
- Finally, most strategies allow you to achieve break-even and even get an advantage over the casino for a short period of time.
On the whole, it’s much safer to play baccarat in an online casino with a strategy than without it at all.
📌 Is there a difference in the type of real money baccarat I choose?
- There are 3 most widespread types of baccarat – Chemin de Fer, Baccarat Banque, and Punto Banco. They all have different rules, but the main difference is that while Chemin de Fer and Baccarat Banque allow players to decide on whether to draw an additional card when the hand equals 5 or stand, Punto Banco doesn’t allow this. For this reason, Punto Banco is recommended to novices as a simpler baccarat casino game version. The other factors that may affect your choice are the number of decks in the game (1-deck baccarat has the lowest house edge) and the commission imposed on the banker’s bets (usually 5% and rarely 4%).
📌 What payment methods would be best for playing baccarat in a casino?
- The choice of the payment method depends on your requirements for speed, fess, privacy, security, and additional perks that you sometimes get for utilizing this or that depositing gateway. If you are willing to play baccarat card games privately, consider cryptocurrencies and prepaid cards; if you tend to use time-tested deposit options, deposit money via credit/debit cards and bank wire transfers. Also, keep in mind that deposit and withdrawal gateways may not coincide, which means you may be forced to use different deposit and withdrawal methods.
📌 Why is online baccarat worth a try?
- If the all-embracing popularity of baccarat in Macau casinos doesn’t impress you, then let the numbers do it: under certain circumstances, baccarat may have one of the lowest house edges in casino games – 0.5972%; you can play baccarat online for real money or virtual credits in thousands of online casinos, the best of which are included to our shortlist up the page; finally, baccarat encompasses at least 3 basic versions and lots of derivatives that you can play right here and now. Believe us, it is worth a shot!